He'd have less new gadgets but he'd carry on using the the equipment he already has. He still has his brains and training to keep doing what he does effectively.
It is clear he thinks of himself more as Batman than Bruce Wayne. So even without the money, his crusade would still continue. As was stated in other comments, there have been story arcs where he went without his money and resources. No Man's Land being the best example to me.


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